Hasan, Iftekhar; Schmiedel, Heiko; Song, Liang - Suomen Pankki - 2010
relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the … period 2000–2007, we analyse whether the provisions of retail payment services are reflected in improved bank performance … performance, and statistical evidence shows that heterogeneity in retail payment instruments is associated with enhanced bank …