Rizky Widya Mardika, Dhoni; Damayanti, Theresia Woro; … - In: Cogent business & management 11 (2024) 1, pp. 1-13
, and medium enterprise actors. The problem of lack of access to bank credit faced by micro, small, and medium enterprises … cause micro, small, and medium enterprises to become discouraged borrowers. This study will offer several policy actions to … encourage micro, small, and medium enterprises to utilize banking financing. …