Hasan, Iftekhar; Schmiedel, Heiko; Song, Liang - European Central Bank - 2009
relationship between retail payment business and overall bank performance. Using data from across 27 European markets over the … period 2000-07, we analyse whether the provisions of retail payment services are reflected in improved bank performance …, using accounting ratios and efficiency measures. The results confirm that the performance of banks in countries with more …