Widyastuti, Maria; Ferdinand, Deograsias Yoseph Yustinianus - In: Journal of Risk and Financial Management 16 (2023) 1, pp. 1-14
performance of MSMEs. This research includes the type of associative research that is accompanied by hypothesis testing. This … significantly affect access to formal credit and MSME performance; formal credit access directly and significantly affects MSME … performance. Likewise, financial literacy and credit terms indirectly affect the performance of MSMEs. These results mean that …