Berndt, Ernst R.; Frank, Richard G.; McGuire, Thomas G. - 2021
Using insurance claims data from nine large self-insured employers offering 26 alternative health benefit plans, we … forms of insurance (indemnity, preferred provider organization networks or PPOs, and mental health carve-outs), and … health/substance abuse (MHSA) expenditures per treated individual do not vary significantly across insurance forms, the …