Bank lending to SMEs plays a vital role in economic growth, contributing significantly to employment and GDP. Access to … bank lending is crucial for small- and medium-sized enterprises (SMEs), as they contribute significantly to global … employment and GDP. New financial technologies promise better bank operations, fewer costs, and enhanced credit supply to SMEs …

compared with those that did not. As a result, for the efficiency analysis, SMEs that report not investing in training are … subgroups within SMEs, providing a more precise analysis. The findings of this study emphasize the fundamental role of human …

This paper analyses the effect of innovation on the performance of Small and Medium Enterprises (SMEs) and how … structural equation model (PLS-SEM) was applied to a sample of 769 Spanish SMEs through a telephone survey conducted with company …