Similar Search Results

Whose Bailout Is It Anyway? Political Connections of Small Businesses vs. Banks in PPP Bailouts

Berger, Allen N.; Karakaplan, Mustafa U.; Roman, Raluca A. - 2021

Economic agents pursue government funds using political connections, but it is sometimes unclear which types of connections and whose connections matter, and which agents have opportunities to benefit. We address these issues for the over one-half-trillion-dollar Paycheck Protection Program...

Persistent link: https://www.econbiz.de/10013212554

"Let us put our moneys together" : minority-owned banks and resilience to crises

Berger, Allen N.; Feldman, Maryann P.; Langford, W. Scott; … - 2023

Persistent link: https://www.econbiz.de/10014308128

Small Business Lending: The Roles of Technology and Regulation from Pre-Crisis to Crisis to Recovery

Berger, Allen N.; Black, Lamont K. - In: The Oxford handbook of banking. 2019

Persistent link: https://www.econbiz.de/10013475759

Small Business Lending by Banks

Berger, Allen N. - In: The Oxford handbook of banking. 2015

Persistent link: https://www.econbiz.de/10013476450

Piercing Through Opacity : Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the Covid-19 Crisis

Berger, Allen N.; Bouwman, Christa; Norden, Lars; … - 2022

We investigate bank relationships in a rarely considered context – consumer and small business credit cards. Using over one million accounts, we find during normal times, consumer relationship customers enjoy relatively favorable credit terms, consistent with the bright side of relationships,...

Persistent link: https://www.econbiz.de/10013405511

A More Complete Conceptual Framework for Financing of Small and Medium Enterprises

Berger, Allen N.; Udell, Gregory F. - 2012

enterprises (SMEs). In this framework, lending technologies are the key conduit through which government policies and national … a homogeneous group, unsuitable for serving informationally opaque SMEs, and a frequent misleading conclusion is that … large institutions are disadvantaged in lending to opaque SMEs. …

Persistent link: https://www.econbiz.de/10012554250

Do Small Businesses Still Prefer Community Banks?

Berger, Allen N. - 2014

We formulate and test hypotheses about the role of bank type – small versus large, single-market versus multimarket, and local versus nonlocal banks – in banking relationships. The conventional paradigm suggests that "community banks" – small, single market, local institutions – are...

Persistent link: https://www.econbiz.de/10013061506