-credit among SMEs in Nigeria and make recommendations. Both the questionnaire and personal interview methods were used to generate … still very slow in lending to SMEs. They believe that SMEs are usually not properly organized and therefore consider lending … adequate collateral. These stringent loan processes frequently cut off many SMEs from having access to bank credit, and to …

-credit among SMEs in Nigeria and make recommendations. The questionnaire and indent interview methods were used to generate data … SMEs. They believe that SMEs are usually not properly organized and therefore consider lending to the sector highly risky … stringent loan processes frequently cut off many SMEs from having access to bank credit, and to check insider fraud, banks have …