medium-sized enterprises (SMEs) in the People's Republic of China (PRC) and five Southeast Asian economies (Indonesia … finance since the global financial crisis, including sources of credit, lender types, and collateral types. First, SMEs …, when it comes to external finance, SMEs typically use informal non-bank credit sources more than banks. Third, there is a …

Effect," where an initial advantage is self-amplifying. We find that entrepreneurs who obtain university education are more … entrepreneurs have significantly better future firm outcomes compared to those without a university education. Furthermore, we find …