Analisis Faktor-Faktor Yang Mempengaruhi Permintaan Kredit Pada Perum Pegadaian Di Kec. Deli Serdang
The purpose of this study is to analyze factors affecting of Demand Credit. The independent variables in this study is the customer revenue, total dependency customer, and customer education levels. The research was conducted Pawnshop in Deli Serdang district. The research method used in the analysis of the influence of the Credit Demand on the Pawnshop in Kecamatan Deli Serdang is a method of Ordinary Least Square (OLS), using analytical tools to process data by using Eviews 5.1Based on the estimation results indicate that the variable income customers and customers’ education levels have a negative effect on demand for credit with a confidence level α = 1 %. While the variable number of dependents has a positive effect on customers’ α = 1 % of the demand for credit in the Pawnshop in Deli Serdang district.Based on the identification is obtained that the R square 0,6098. This means that 60,98 % of the dependent variable credit demand can be explained jointly by the independent variable are: income customer, the customer number of dependents, and education customers. While of the rest of 39,02% more influenced by variables that are not included in the model estimation.
Year of publication: |
2011-08-12
|
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Authors: | Nurlina |
Other Persons: | Hasibuan, Rahmad Sumanjaya (contributor) |
Subject: | Customer Revenue | Dependent Customer Number | Level Of Education |
Saved in:
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