Small business credit scoring and credit availability

Allen N. Berger and W. Scott Frame

U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.

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Year of publication:	2005
Other Persons:	Berger, Allen N. (contributor) ; Frame, W. Scott (contributor)
Publisher:	Atlanta, Ga. : Federal Reserve Bank of Atlanta
Subject:	banks \| credit scoring \| small business \| Kreditwürdigkeit \| Credit rating \| KMU \| SME \| USA \| United States

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Extent:	Online-Ressource, 146 KB, text
Series:	Working papers / Federal Reserve Bank of Atlanta. - Atlanta, Ga. : [Verlag nicht ermittelbar], ISSN 1936-5225, ZDB-ID 2171117-3. - Vol. 2005-10
Type of publication:	Book / Working Paper
Type of publication (narrower categories):	Arbeitspapier ; Working Paper
Language:	English
Notes:	Record-last-verified: 06-10-05
Other identifiers:	hdl:10419/101032 [Handle]
Classification:	G21 - Banks; Other Depository Institutions; Mortgages ; G28 - Government Policy and Regulation ; G34 - Mergers; Acquisitions; Restructuring; Corporate Governance ; L23 - Organization of Production
Source:	ECONIS - Online Catalogue of the ZBW

Persistent link: https://www.econbiz.de/10002913537