Recommended readings (Machine generated): 1. Michael A. Klein (1971), 'A Theory of the Banking Firm', Journal of Money, Credit and Banking, 3 (2) (Part 9), May, 205-18 -- 2. Douglas W. Diamond and Philip H. Dybvig (1983), 'Bank Runs, Deposit Insurance and Liquidity', Journal of Political Economy, 91 (3), June, 401-19 -- 3. Franklin Allen and Douglas Gale (1998), 'Optimal Financial Crises', Journal of Finance, 53 (4), August, 1245-84 -- 4. Charles W. Calomiris and Charles M. Kahn (1991), 'The Role of Demandable Debt in Structuring Optimal Banking Arrangements', American Economic Review, 81 (3), June, 497-513 -- 5. Douglas W. Diamond (1984), 'Financial Intermediation and Delegated Monitoring', Review of Economic Studies, 51 (3), July, 393-414 -- 6. Joseph E. Stiglitz and Andrew Weiss (1981), 'Credit Rationing in Markets with Imperfect Information', American Economic Review, 71 (3), June, 393-410 -- 7. Anil K. Kashyap, Raghuram Rajan and Jeremy C. Stein (2002), 'Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit-Taking', Journal of Finance, 57 (1), February, 33-73 -- 8. Allen N. Berger and David B. Humphrey (1997), 'Efficiency of Financial Institutions: International Survey and Directions for Future Research', European Journal of Operational Research, 98 (2), April, 175-212 -- 9. Arnoud W. A. Boot (2017), 'The Future of Banking: From Scale & Scope Economies to Fintech', European Economy - Banks, Regulation and The Real Sector, 2, 77-95 -- 10. Wolf Wagner (2010), 'Diversification at Financial Institutions and Systemic Crises', Journal of Financial Intermediation, 19 (3), July, 373-86 -- 11. Franklin Allen and Douglas Gale (2004), 'Competition and Financial Stability', Journal of Money, Credit and Banking, 36 (3) (Part 2), June, 453-80 -- 12. Sam Langfield and Marco Pagano (2016), 'Bank bias in Europe: Effects on Systemic Risk and Growth', Economic Policy, 31 (85), January, 51-106 -- 13. Mitchell A. Petersen and Raghuram G. Rajan (1994), 'The Benefits of Lending Relationships: Evidence from Small Business Data', Journal of Finance, 49 (1), March, 3-37 -- 14. Allen N. Berger and Gregory F. Udell (2002), 'Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure', Economic Journal, 112 (477), February, F32-53 -- 15. Òscar Jordà, Moritz Schularick and Alan M. Taylor (2016), 'The Great Mortgaging: Housing Finance, Crises and Business Cycles', Economic Policy, 31 (85), January, 107-52 -- 16. Arnoud W. A. Boot and Lev Ratnovski (2016), 'Banking and Trading', Review of Finance, 20 (6), October, 2219-46 -- 17. Charles Goodhart and Dirk Schoenmaker (2016), 'The Global Investment Banks are now all Becoming American: Does that Matter for Europeans?', Journal of Financial Regulation, 2 (2), August, 168-81 -- 18. Allen Goss and Gordon S. Roberts (2011), 'The Impact of Corporate Social Responsibility on the Cost of Bank Loans', Journal of Banking and Finance, 35 (7), July, 1794-1810 -- 19. Thorsten Beck, Asli Demirgüç-Kunt and Maria Soledad Martinez Peria (2008), 'Banking Services for Everyone? Barriers to Bank Access and Use around the World', World Bank Economic Review, 22 (3), November, 397-430
