The Rate of Return on Savings and Loan Assets

Using Co-integration Tests, Granger-Causality Tests, and OLS, this study empirically investigates the determinants of the rate of return on savings and loan assets over the 1965-1991 period. It is found that it is determined by the mortgage rate, the capital/asset ratio, the price of imported crude oil, the cost of deposits, and the ceiling on federal deposit insurance.

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Year of publication:	1996-06-15
Authors:	Cebula, Richard
Institutions:	Volkswirtschaftliche Fakultät, Ludwig-Maximilians-Universität München
Subject:	rate of return \| savings and loan assets \| mortgage rate \| crude oil prices \| cost of deposits \| deposit insurance

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Extent:	application/pdf
Series:	MPRA Paper.
Type of publication:	Book / Working Paper
Notes:	Published in Studies in Economics and Finance 2.17(1997): pp. 3-24
Classification:	E44 - Financial Markets and the Macroeconomy ; G12 - Asset Pricing ; G23 - Pension Funds; Other Private Financial Institutions ; M21 - Business Economics
Source:	RePEc - Research Papers in Economics

Persistent link: https://www.econbiz.de/10011108695