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Savings and Prize-Linked Savings Accounts

Atalay, Kadir; Bakhtiar, Fayzan; Cheung, Stephen L.; … - Institute for the Study of Labor (IZA) - 2012

Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially fragile households also have the highest lottery expenditures as a proportion of income. This combination suggests that Prize-Linked Savings (PLS) accounts, that combine...

Persistent link: https://www.econbiz.de/10010959657

Exponential Growth Bias and Financial Literacy

Almenberg, Johan; Gerdes, Christer - Institute for the Study of Labor (IZA) - 2011

The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard measures of financial literacy are negatively correlated in a...

Persistent link: https://www.econbiz.de/10009151027

Banks Information Policies, Financial Literacy and Household Wealth

Fort, Margherita; Manaresi, Francesco; Trucchi, Serena - Institute for the Study of Labor (IZA) - 2012

. We show that these policies have a positive and significant effect on both knowledge of financial instruments and …

Persistent link: https://www.econbiz.de/10010959735

Discounting Financial Literacy: Time Preferences and Participation in Financial Education Programs

Meier, Stephan; Sprenger, Charles - Institute for the Study of Labor (IZA) - 2008

Many policy makers and economists argue that financial literacy is key to financial well-being. But why do many individuals remain financially illiterate despite the apparent importance of being financially informed? This paper presents results of a field study linking individual decisions to...

Persistent link: https://www.econbiz.de/10005761687

Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom

Holzmann, Robert - Institute for the Study of Labor (IZA) - 2010

This paper presents a World Bank led and Russia trust fund financed work program to measure financial capability and the effectiveness of financial education in low and middle income countries. The two activities and their staging have been motivated by the lessons of high-income countries with...

Persistent link: https://www.econbiz.de/10008466447

What Does the Public Know about Economic Policy, and How Does It Know It?

Blinder, Alan S.; Krueger, Alan B. - Institute for the Study of Labor (IZA) - 2004

-interest, knowledge, and ideology in public opinion formation? And how do people learn about economic issues? Using a new, specially … important. Knowledge about the economy ranks somewhere in between. …

Persistent link: https://www.econbiz.de/10005822441

Employer's Information and Promotion-Seeking Activities

Epstein, Gil S. - Institute for the Study of Labor (IZA) - 2012

the employer's knowledge (information) regarding the employees' productivity levels on the total time spent by the workers …

Persistent link: https://www.econbiz.de/10010695868

Empowering Women: The Effect of Schooling on Young Women's Knowledge and Use of Contraception

Andalón, Mabel; Williams, Jenny; Grossman, Michael - Institute for the Study of Labor (IZA) - 2014

direct impact on knowledge and use of contraception. We investigate this issue using information on women in Mexico. In order … females' schooling beyond 6th grade increases their knowledge of contraception during their reproductive years and increases …

Persistent link: https://www.econbiz.de/10010764620

(Lack of) Pension Knowledge

Barrett, Alan; Mosca, Irene; Whelan, Brendan J. - Institute for the Study of Labor (IZA) - 2013

the complexity of pensions systems and degrees of myopia. In this paper, we assess levels of knowledge of pensions using a …

Persistent link: https://www.econbiz.de/10011079237

Information Technology and the Knowledge Elites

Saint-Paul, Gilles - Institute for the Study of Labor (IZA) - 2001

occupation it may harm some workers while benefitting others; and it may either reduce or increase the proportion of knowledge … workers in employment. In my model, knowledge (in a broad sense) is an input into the production function of human capital …-quality one. People differ in their exogenous ability and ability is complementary with the quality of the knowledge input in the …

Persistent link: https://www.econbiz.de/10005762378