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A profile of financially at-risk college students from an emerging market
Wesley, Mendes-Da-Silva; Wilson, Toshiro Nakamura; … - Volkswirtschaftliche Fakultät, … - 2011
This article deals with this issue in a relevant emerging market and in a pioneering manner. University students (n … students who alleged they knew what interest rates the card administrators were charging were less inclined to engage in risky …, indeed necessity, of providing students with information about the use of financial products (notably credit cards) bearing …
Persistent link: https://www.econbiz.de/10009147712
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Alternate Proposal for Interest Free House Finance
Shaikh, Salman - Volkswirtschaftliche Fakultät, … - 2014
In this paper, we present an alternate proposal for house finance. In our proposal, the Islamic bank buys the house paying the house owner the full amount of the house and becomes the owner. Then, the bank gives the house on rent to the client and the Islamic bank also enters into an options...
Persistent link: https://www.econbiz.de/10011110844
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Explaining intention to use the Islamic credit card: an extension of the TRA model
Hanudin, Amin - Volkswirtschaftliche Fakultät, … - 2012
body of knowledge in the area of Islamic credit card, at least at exploratory level. Practical implications – Information …
Persistent link: https://www.econbiz.de/10009651396
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How “Point Blindness” Dilutes the Value of Stock Market Reports
Lupia, Arthur; Krupnikov, Yanna; Levine, Adam Seth; … - Volkswirtschaftliche Fakultät, … - 2008
The stock index “point” is a focal component of financial news reports. While much attention is paid to changes in stock index point totals, few people realize that the value of a stock index “point” varies (and has recently declined). We call this perceptual phenomenon “point...
Persistent link: https://www.econbiz.de/10005616574
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Targeting the unbanked-financial literacy's magic bullet?
Tatom, Jojn; Godsted, David - Volkswirtschaftliche Fakultät, … - 2006
Adult financial illiteracy is a major problem in the US and elsewhere. Financial fraud and poor performance in managing personal finances go hand in hand. The nation’s bankruptcy and home mortgage foreclosure rates rate have continued to climb despite improving employment opportunities, rapid...
Persistent link: https://www.econbiz.de/10005836096
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Financial Literacy and Savings Account Returns
Deuflhard, Florian; Georgarakos, Dimitris; Inderst, Roman - Volkswirtschaftliche Fakultät, … - 2014
Savings accounts are owned by most households, but little is known about the performance of households’ investments. We create a unique dataset by matching information on individual savings accounts from the DNB Household Survey with market data on account-specific interest rates and...
Persistent link: https://www.econbiz.de/10011258071
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Economic Rationality, Risk Presentation, and Retirement Portfolio Choice.
Bateman, Hazel; Ebling, Christine; Geweke, John; … - Volkswirtschaftliche Fakultät, … - 2011
This research studies the propensity of individuals to violate implications of expected utility maximization in allocating retirement savings within a compulsory de- �ned contribution retirement plan. The paper develops the implications and describes the construction and administration of a...
Persistent link: https://www.econbiz.de/10008866161
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Optimal decisions on pension plans in the presence of financial literacy costs and income inequalities
Corsini, Lorenzo; Spataro, Luca - Volkswirtschaftliche Fakultät, … - 2011
Pension reforms are on the political agenda of many countries. Such reforms imply an increasing responsibility on individuals’ side in building an efficient portfolio for retirement. In this paper we provide a model describing workers’ choices on the allocation of retirement savings in...
Persistent link: https://www.econbiz.de/10009021998
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Determinants of short term invetment decision making
Akhtar, Muhammad Naeem; Rehman, Kashif-Ur-; Hunjra, … - Volkswirtschaftliche Fakultät, … - 2010
This study examines the impact of financial literacy, accounting information, openness to experience and information asymmetry on the shortterm investment decisionmaking of the stock market investors. For this purpose 23item questionnaire was developed and distributed among 185 stock market...
Persistent link: https://www.econbiz.de/10011071621
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Inequalities in the Financial Inclusion in Sri Lanka: An Assessment of the Functional Financial Literacy
Heenkkenda, Shirantha - Volkswirtschaftliche Fakultät, … - 2014
demonstrate a modest financial knowledge and can be categorized as a literate (bankable) group. The functional financial literacy …
Persistent link: https://www.econbiz.de/10011113071