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Financial education affects financial knowledge and downstream behaviors

Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012237275

Digital interventions to increase financial knowledge : evidence from a pilot RCT

Oberrauch, Luis; Kaiser, Tim - 2024

We study the effects of low-intensity digital financial education interventions on undergraduate students' financial … knowledge in a small-scale RCT. We test the substitutability or complementarity of two treatments: an online video financial … education treatment and an incentive-based approach where students are issued pre-paid voucher cards worth 50 EUR to register …

Persistent link: https://www.econbiz.de/10014493790

Financial literacy and intertemporal arbitrage

Oberrauch, Luis; Kaiser, Tim - 2020

We study the role of financial literacy for inter-temporal decision-making using an adapted version of the Convex Time Budget Protocol (Andreoni and Sprenger 2012). While we find no evidence of dynamically inconsistent preferences in the aggregate, we document substantial heterogeneity in...

Persistent link: https://www.econbiz.de/10012308896

Financial education affects financial knowledge and downstream behaviors

Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012206609

Financial education affects financial knowledge and downstream behaviors

Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012207386

Financial Education Affects Financial Knowledge and Downstream Behaviors

Kaiser, Tim - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012835477

Financial Education Affects Financial Knowledge and Downstream Behaviors

Kaiser, Tim - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012835560

Financial education measures are effective : Germany should develop a national strategy for financial education

Kaiser, Tim; Menkhoff, Lukas - In: DIW weekly report : economy, politics, science : a … 11 (2021) 38, pp. 287-294

The OECD recommends its member countries implement national strategies for financial education. Many other countries, such as China and India, also have such strategies, whereas Germany does not. The strongest reason for rejecting such a strategy is the supposition that financial education...

Persistent link: https://www.econbiz.de/10012631751

Active learning improves financial education : experimental evidence from Uganda

Kaiser, Tim; Menkhoff, Lukas - 2022

We conduct a randomized field experiment to study the effects of two financial education interventions offered to small-scale retailers in rural western Uganda. The treatments contrast "active learning" with traditional "lecturing" within standardized lesson-plans. After six months, active...

Persistent link: https://www.econbiz.de/10013170928

Financial literacy and financial education : an overview

Kaiser, Tim; Lusardi, Annamaria - 2024

This article provides a concise narrative overview of the rapidly growing empirical literature on financial literacy and financial education. We first discuss stylized facts on the demographic correlates of financial literacy. We next cover the evidence on the effects of financial literacy on...

Persistent link: https://www.econbiz.de/10014517051