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The interplay of skills, digital financial literacy, capability, and autonomy in financial decision making and well-being

Kumar, Parul; Pillai, Rekha; Kumar, Neha; Tabash, Mosab I. - In: Borsa Istanbul Review 23 (2023) 1, pp. 169-183

Covid-19 and the unprecedented surge in financial technology contributed to unexpected financial challenges, affecting the relevance of financial decision making and perceived financial well-being. This paper examines the mediating effects of digital financial literacy, financial autonomy,...

Persistent link: https://www.econbiz.de/10014307492

Financial education for the disadvantaged? : a review

Entorf, Horst; Hou, Jia - 2018 - This version: 20 April 2018

-term financial knowledge and awareness of the young, but there is no proven evidence on long-term behavior after being grown up …

Persistent link: https://www.econbiz.de/10011823319

Financial education for the disadvantaged? : a review

Entorf, Horst; Hou, Jia - 2018

-term financial knowledge and awareness of the young, but there is no proven evidence on long-term behavior after being grown up …

Persistent link: https://www.econbiz.de/10011859150

Digital and Financial Literacy as Determinants of Digital Payments and Personal Finance

Lo Prete, Anna - 2021

This work documents that, across countries, the use of digital payment tools and platforms is associated to higher digital literacy, at all levels of financial literacy. More informed personal finance choices, instead, are associated to higher financial literacy, at all levels of digital...

Persistent link: https://www.econbiz.de/10014351741

Household Investment in 529 College Savings Plans and Information Processing Frictions

Li, James J.; Mitchell, Olivia S.; Zhu, Christina - National Bureau of Economic Research - 2023

We investigate how information processing frictions contribute to household suboptimal saving and investment behavior. We find that 60% of open accounts in college 529 savings plans are invested suboptimally due to high expenses and tax inefficiency. Such investments yield an expected loss of 9%...

Persistent link: https://www.econbiz.de/10013537742

Are Retirement Planning Tools Substitutes or Complements to Financial Capability?

Goda, Gopi Shah; Levy, Matthew; Flaherty Manchester, … - National Bureau of Economic Research - 2022

, effects were larger for those with greater financial knowledge, suggesting this type of tool complements, rather than …

Persistent link: https://www.econbiz.de/10013477215

Financial education affects financial knowledge and downstream behaviors

Kaiser, Tim; Lusardi, Annamaria; Menkhoff, Lukas; … - 2020

have, on average, positive causal treatment effects on financial knowledge and downstream financial behaviors. Treatment …

Persistent link: https://www.econbiz.de/10012237275

The assessment of financial literacy : new evidence from Europe

Nicolini, Gianni; Haupt, Marlene - In: International Journal of Financial Studies : open … 7 (2019) 3/54, pp. 1-20

The hypothesis that people with more financial literacy make better financial decisions and show positive financial behaviors is crucial for more than one stakeholder. A weak connection between financial literacy and financial behaviors jeopardizes the opportunity to invest in financial...

Persistent link: https://www.econbiz.de/10012150306

Digital interventions to increase financial knowledge : evidence from a pilot RCT

Oberrauch, Luis; Kaiser, Tim - 2024

We study the effects of low-intensity digital financial education interventions on undergraduate students' financial … knowledge in a small-scale RCT. We test the substitutability or complementarity of two treatments: an online video financial … education treatment and an incentive-based approach where students are issued pre-paid voucher cards worth 50 EUR to register …

Persistent link: https://www.econbiz.de/10014493790

An integrated approach on MSMEs financial literacy

Daskalakis, Nikolaos; Karpouzis, Efstathios; Giakoulas, … - In: International journal of business and economic sciences … 16 (2023) 2, pp. 7-17

Purpose: The main objective of this paper is to suggest an integrated approach of assessing the level of financial literacy of MSMEs, combining quantitative data derived by the use of the OECD/INFE (2019) questionnaire, and qualitative data via designing focus groups to discuss the survey...

Persistent link: https://www.econbiz.de/10014496585